:root{--navy:#071f34;--blue:#0b4f87;--blue-2:#0d66a8;--orange:#f28c28;--orange-2:#ffad55;--ink:#132235;--muted:#5d6b79;--line:#dbe5ed;--soft:#f4f8fb;--soft-blue:#eaf4fb;--white:#fff;--success:#176b45;--danger:#9b2c2c;--shadow:0 20px 60px rgba(12,35,56,.10);--radius:18px;--container:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}img,svg{max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}.container{width:min(var(--container),calc(100% - 36px));margin-inline:auto}.narrow{max-width:860px}.skip-link{position:fixed;left:16px;top:-80px;z-index:999;background:#fff;color:var(--navy);border:2px solid var(--blue);padding:10px 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var(--line);background:#fff;border-radius:999px;padding:10px 14px;font-weight:800;font-size:.91rem}.stat-panel{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.stat-panel>div{border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.07);border-radius:16px;padding:22px}.stat-panel strong,.stat-panel span{display:block}.stat-panel strong{color:#fff}.stat-panel span{color:#cddde8;font-size:.9rem;margin-top:4px}.process-grid{list-style:none;padding:0;margin:34px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.process-grid li{border:1px solid var(--line);border-radius:18px;padding:23px;background:#fff}.process-grid li>span{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--navy);color:#fff;font-weight:900;margin-bottom:18px}.process-grid p{color:var(--muted);margin-bottom:0}.cta-section{padding:62px 0;background:linear-gradient(135deg,#0a4f83,#082f4e);color:#fff}.cta-section 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